Onbudget Banking

The OnBudget Banking account helps keep you aligned with your financial goals with a predictable monthly fee of $5, and no overdraft charges. You can manage your spending with the OnCard money management app and its accompanying reloadable debit card anywhere Visa® is accepted. Plus, you can use the app to instantly reload your card, help track spending, manage your budget, and stay on budget.

Onbudget Banking Features and Benefits

  • Spend without worry, There are no overdraft fees and no returned item fees[cite::7001::cite]
  • Manage your spending with OnCard©, an integrated money management app and reloadable prepaid debit card
  • Use your OnCard© anywhere Visa® is accepted
  • Use the OnCard© mobile app to reload your card, to help track spending and manage your budget
  • Skip the branch and deposit checks through your mobile device[cite::7003::cite]
  • Use Online Banking on your time through a mobile phone, tablet, or computer[cite::7002::cite]
  • Move your money digitally with direct deposit, automatic withdrawals and Zelle®.
  • Open your account with a minimum deposit of $50

Account Details

Minimum Opening Deposit


Monthly Maintenence Fee

$5 (or $2 if age 25 and under)

Can the monthy fee be waived?


Didn’t find quite what you were looking for? Take a look at our checking comparison table to find the most suitable checking account for your needs.



Contact our US-based customer service Mon. to Sat. from 7 a.m. to 8 p.m. MT.