Important Details

Know The Facts

And How They'll Affect You

Zions Bank Financial Tools and Learning Center

Are You Covered Yet?

Overdraft protection rules have changed that could affect the way you bank. View your overdraft options.

Consider Your Overdraft Options

As a courtesy to our customers, we previously had the ability to cover your ATM withdrawals and everyday debit card purchases, at the bank’s discretion, even when there wasn’t enough money in your account.

Unless you have asked us to, we will no longer authorize your ATM or debit transactions in overdraft situations if your account is underfunded and you have no overdraft protection in place.

Here are your overdraft protection options at Zions Bank:

Courtesy Approval

Courtesy Approval is our current standard overdraft practice of covering your ATM and everyday debit card transactions when your account is underfunded. We can only offer this service if you request it. These transactions may be paid at our discretion, which means we do not guarantee we will always authorize and pay any type of transaction.

Overdraft Protection

Overdraft Protection lets you link a savings, money market, secondary checking or overdraft line of credit (subject to credit approval) to your checking account from which funds will be automatically transferred when necessary. Cover your account from the inconvenience and expense of overdrafts by choosing Courtesy Approval, Overdraft Protection or both. There’s no enrollment fee for either.

What to do next to make sure your account is covered:

To opt in for Courtesy Approval:

Call us at 1-800-789-2265.

Visit any Zions Bank Financial Center.

Log in to your Online Banking account and click on the “Services” tab, then click on Courtesy Approval.

This page was last modified on Fri Apr 18 10:21:51 MDT 2014