December 2015 Winner:
Laura Oppermann of Logan, Utah
Laura Oppermann is congratulated by Logan/Pioneer Financial Center Manager Michael Guthrie and her FPU class coordinator Nibley City Manager David Zook
"Thank you very much Zions Bank for offering me and others like me such a valuable opportunity to learn important budget and money management skills. I have especially appreciated the discipline required to use cash and set up a clear budget according to what is actually in hand vs. credit available or theoretical expenses. I’m more confident and aware as I make wise decisions about allocating my hard-earned money to help my family feel secure."
May 2015 Winner:
Misty Ranere of Pocatello, Idaho
Misty Ranere is congratulated by Zions Bank Pocatello Financial Center Manager Mark McOmber
"Financial Peace University helped me become more disciplined by creating a budget instead of just making sure I have enough money to cover my bills. It’s now much easier to save money and to budget because the program forces you to see exactly how you’re spending every dollar."
December 2014 Winner:
Joey and Kari Wood of Daybreak, Utah
Joey and Kari Wood are congratulated by Zions Bank Broadway Financial Center Manager Jim Tustison
"Financial Peace University taught us everything we need to know about budgeting. Now we can be in control of our money and truly hope to live like no one else!"
May 2014 Winner:
Jordan and Kacey Close of Draper, Utah
Kacey and Jordan Close congratulated by Dave Ramsey and Zions Bank Financial Literacy Manager Don Milne
"Financial Peace University was a blessing for our family. The steps that we learned are not only blessing us but our extended family and friends who we continue to share this message with. We are grateful for Dave Ramsey and Zions Bank."
December 2013 Winner:
David Kehr of West Valley, Utah
David Kehr is congratulated by Zions Bank employee Walter Uzcategui
"I am so grateful that I had the opportunity to take this class at such an early age. I'm fresh out of high school and putting myself through college. After taking this class I've set up a savings plan to pay for 50% of my student loans right after graduating. The principles learned from this class will be with me for the rest of my life."
May 2013 Winner:
Jill and Joe Leigh of Daybreak, Utah
Jill and Joe Leigh with Zions Bank’s Daybreak manager and FPU coordinator Stephanie Sherrell
"The steps we learned through Financial Peace University to get out of debt then to pay for everything with cash were so liberating! We’re able to live abundantly on much less than we thought and are so excited to be out of debt before year’s end. A big thanks to Dave Ramsey and to Zions Bank for facilitating this awesome training!"
December 2012 Winner:
Robert Ames of Spanish Fork, Utah
Robert Ames is recognized as winning the $1,000 emergency fund savings account drawing by Zions Bank employee Derrick Stoebe.
"Financial Peace University gave us a step by step plan to follow to get our finances under control. The budgeting information is amazing and really helped get my wife and I on the same page. Now it is exciting to go over our budget each month and decide together what our priorities are and work together to achieve them. The classes are fun and presented in a way that really hits home for anyone."
May 2012 Winner:
Caroline Schmidt of Centerville, Utah
Caroline Schmidt, accompanied by fiancé Jason Kovacs, is congratulated by class coordinators Karina and David Penrod.
"I am just about to get married and FPU has already helped us to pay off half of our combined debt BEFORE we get married and we have even been able to put money into savings—something neither of us had even thought possible. We will be getting married with a lot less stress for our marriage because now we don’t only have significantly less debt, but we also have a plan for paying off our remaining debt. I know of too many marriages that ended due to financial problems and I very much believe FPU may have saved our marriage before it even began. Thank you FPU!"
December 2011 Winner:
"I have really appreciated the opportunity to have been enrolled in the FPU. It has given me more insight on where I am financially and where I need to be. What a wonderful resource it has become for me in my goals of becoming debt-free. There IS a light at the end of the tunnel!"
John Foulger of Ogden, Utah
May 2011 Winner:
"Financial Peace University® has brought peace to our marriage and family. It helped us realize what was more important for us financially. We had to make many sacrifices and put many things on hold. But now we are debt free and living like no one else."
Cody and Caitlin Jones of Meridian, Idaho
December 2010 Winner:
"We enjoyed the Financial Peace University® and highly suggest it to anyone who wants to gain better understanding and control of their finances. The classes are well taught, fun to participate in, and the materials used are very helpful."
Paul and Brook Jeffries of Sandy, Utah
May 2010 Winner:
"We were living paycheck to paycheck, but in the first 8 weeks of the class, we have been able to save an emergency fund and pay off almost five thousand dollars worth of debt. We feel as if we have more money than we ever did, maybe because we know where it is and where it is going. If we can do it, ANYONE can."
Phil and Jennifer Mendelson of North Ogden, Utah
December 2009 Winner:
"Making over $150,000 per year, and living paycheck to paycheck with all of our credit cards maxed out, we knew we had better do something. During this class we have been given the tools we need to take control of our finances and start to build wealth. Thanks to Dave Ramsey® and Zions Bank we are now on our path to financial peace." Ron and Sandy are pictured with Chantel Chase, manager of the Farmington Financial Center.
Ron and Sandy Pippin of North Ogden, Utah
May 2009 Winner:
Dustin is recognized as winning the $1,000 Emergency Fund Savings account drawing by Zions Bank employee Mark Truman.
Dustin Halterman of St George, Utah
December 2008 Winner:
Winners attended Financial Peace University® at a class hosted by his employer, TriTel Networks.
Jeff and Sarah Nedelkov of Roy, Utah
May 2008 Winner:
Kami and Brent Jefferson are winners of the $1,000 Emergency Fund Savings account drawing.
Kami and Brent Jefferson of Ogden, Utah
"Financial Peace University® is not easy, but it really works if you follow what you learn."
December 2007 Winner:
Angela and Mark Nielsen are recognized as winners of the $1,000 Emergency Fund Savings account drawing by Zions Bank employee Rex Goodwin.
Mark and Angela Nielsen of Orem, Utah
"You should enroll in Financial Peace because what is taught works. And it works without putting the shackles on you. It has given us a solid plan for spending our money wisely."
May 2007 Winner:
Edward and Nancy Hollaway are recognized as winners of the $1,000 Emergency Fund Savings account drawing by Zions Bank employee Julia Harrison.
Edward and Nancy Hollaway of New Plymouth, Idaho
"In the beginning I was not going to go due to having a budget and plans in place. Financial Peace reinforced what I am doing correctly, while also teaching me about things like retirement, real-estate, and investing. It also has opened some doors for my children and their children and how it can affect their lives as well. My five year old grandson is even learning to not use credit cards for his needs and gave up his play credit cards."
December 2006 Winner:
Leah Patton is recognized as the winner of the $1,000 Emergency Fund Savings account drawing by Zions Bank employee Judy Burton.
Leah Patton of Payson, Utah
"Financial Peace University® helped me understand the marketing ploys used against consumers. It helped me become an educated shopper. But the best tools I received were the budgeting spreadsheets. No longer am I spending blindly and then wondering where the money went. I really enjoyed Dave Ramsey's presentation's and excitement."
May 2006 Winner:
Matthew Smith is recognized as the winner of the $1,000 Emergency Fund Savings account drawing by Zions Bank employee Kevin Gill.
Matthew Smith of Salt Lake City, Utah
"I believe anyone could benefit from Financial Peace University®. If you follow the ’Baby Steps’ Dave Ramsey talks about, changes happen in your financial life. This information is so valuable, I wish I had known earlier in life the things Dave presents in ’Plain English’."