Contact Us  
Important Details

Digital Payments

Simple, personal and convenient ways to pay

Zions Bank offers our cardholders several digital payment options, so you can enjoy the one that’s right for you. As a digital payment customer, you can experience a simple, personal and convenient way to pay every day.

Ready to enable your Zions Bank debit and credit cards for digital payments? Get started by using the links below. Not quite ready? Learn more about what digital payments are and how they work?

Digital Payment Options

Apple Pay

Apple Pay logo

Available for:

iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus

Apple Watch®
Paired with iPhone 5 or later

iPad Pro, iPad Air® 2, iPad mini 4, iPad mini 3

Android Pay

Android Pay logo

Available for Android devices with
OS 4.4 (KitKat) or later.

Samsung Pay

Samsung Pay logo

Available for:

Galaxy s6 edge+, Galaxy Note5, Galaxy S6 edge, Galaxy S6, Galaxy s6 active

Visa Checkout®

Visa Checkout logo

Complete online purchases with more speed and security. Use with your smartphone, tablet, or desktop.

Simple. Personal. Convenient.

A digital payment refers to the use of a completely electronic transaction between the buyer and seller, replacing the use of exchanging cash, checks, or physically swiping or inserting a card.

Digital payments are an increasingly popular way to pay for both goods and services. Customers that use digital payments enjoy the convenience of having payment capability easily available, as well as payment simplicity.

Here are some example scenarios:

  • You go to the gym and just grab your keys and phone, leaving your wallet or purse at home for safety and light travel. On your way home, you realize you need milk for your breakfast. Instead of going home to get your money or card, you simply stop at the store and make your payment using the card you’ve enabled on your phone.
  • You’re watching TV and you see a commercial for a local restaurant. You grab your iPhone that’s sitting next to you and search Groupon for a discount coupon. You find one and easily make the purchase using Apple Pay, which offers in-app purchases simply using TouchID.
  • You’re shopping online from your computer and find something you want to buy. Your wallet or purse is in another room. No worries, though. With Visa Checkout® you can complete your purchase without getting your card and entering in your card details. You simply use Visa’s one-click option and you’re done.

The technology behind digital payments has developed with increased security in mind. A key technology is tokenization. Tokenization is a process that replaces the primary account number with a one-time value called a token. A token is only good for that one transaction. If that token was stolen, it would be meaningless for any other transaction.

Not all merchants can process digital payments today. However, as merchants further adopt the technology needed to process digital payments, this payment method will continue to grow making digital payments more universal.

There is no cost1 to enable your Zions Bank debit or credit cards for digital payments.

Understanding Digital Payment Security

As a Zions Bank cardholder, you receive the same great services even when making digital payments.

Show all/Hide all
  1. 24/7 Fraud Monitoring

    We’re always monitoring your account for suspicious activity and will attempt to contact you if we see something unusual. To ensure the best possible service, please maintain accurate contact information with the bank. To check to see if your information is up-to-date, log in to Online Banking or call 888-758-5349.

  2. Zero Liability2

    With Zero Liability you can shop with confidence, knowing you won’t be held liable for any unauthorized purchases made with your card or account information.

  3. Purchase Alerts3

    Keep close track of purchases made with your card. Purchase Alerts are a one-way text communication that sends you notifications based on criteria you select. With Purchase Alerts, you have near real-time visibility of signature-based purchases via notifications sent to your mobile device or by email. Learn more about free enrollment.

  4. Mobile Card Fraud Alerts4

    Register for our Mobile Card Fraud Alert service to receive a text message any time we see a potentially fraudulent transaction on your account.

Important Details
Trademarks used are the property of their registered owner and Zions Bank is neither affiliated with nor endorses these companies or their products/services.
1. Zions Bank does not charge for setting-up mobile payment services. However, standard text message and data rates from your mobile phone carrier may apply. Available services are subject to change without notice. See Terms and Conditions for complete details.
2. Zero Liability—Cardholder is not responsible for fraudulent charges made with their card or account information as long as they promptly notify Zions Bank of unauthorized card use. Disputed transactions must post to your account before provisional credit will be issued. For specific conditions, limitations, and other details, please call the number on the back of your card.
3. Purchase Alerts—Must be enrolled in Online Banking to enroll in Purchase Alerts. PIN-based debit card transactions are not eligible to receive alerts. Messages and data rates from your wireless provider may apply. Actual time to receive alert is dependent on wireless service and coverage within area.
4. Mobile Card Fraud Alerts—Zions Bank does not charge for this service. However, standard text message and data rates from your mobile phone carrier may apply. Available services are subject to change without notice. See Terms and Conditions for complete details.

Rate this page:

Do not submit personal information including account or phone numbers. We are unable to respond personally to comments made here. For Customer Service, or if you would like a personal response from us, visit the Contact Us page.


Thank you for your submission.


Thank you for visiting our site today.

Please take a 2 to 3 minute survey and help us improve your online experience.

Survey Hide X
This page was last modified on Mon Oct 23 16:17:52 MDT 2017