Important Details

Counseling and 211 Services

HUD-Approved Housing Counseling

HUD approved housing counseling is a free service available to any homeowner. An approved counselor will talk to you individually and help you avoid foreclosure and understand Making Home Affordable programs. There’s no need to pay a private company for help.

Although it can be difficult to share your financial information, it’s important that you’re as honest and forthcoming as possible. The more complete a picture a counselor has, the more accurate the options he/she can offer you.

Take Advantage of Free Help Today

Call 888-995-HOPE (888-995-4673) and speak to an expert adviser 24 hours a day, 7 days a week. Or visit the Foreclosure Avoidance Counseling page on to find an approved counselor in your area.

Personal Counseling

Frequently, your home is more than a place to live, it may tie you to the community with social activities and familiarity. Dealing with the loss of your home can cause you emotional stress as well as financial tension. If you feel overwhelmed, you may benefit from seeking professional advice during this difficult time. Children and other household members may also feel the effects of financial strain.

211 Services

211 is a free community and information service available virtually anywhere within the US. Simply dial 2-1-1 on your phone to access health and human services programs in your local community.

Utah Department of Workforce Services

The state of Utah has consolidated many states' services under the Utah Department of Workforce Services. Qualifying individuals can take advantage of a variety of programs to help rebuild their lives.

State of Idaho Services

The official web site of the state of Idaho has comprehensive information about the many services available in the State of Idaho.

Important Details




Zions Bank sponsors the Homeowners Café® as a service to the community; therefore, all information provided should be considered as educational in nature and not as professional services. By utilizing the services of, and the information provided by, the Homeowners Café, you acknowledge and agree this does not constitute any legal commitment to become a customer of any bank, including Zions Bank and its affiliates nor does it constitute an offer of any extension or modification of any credit to you by Zions Bank or its affiliates.

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Homeowner’s Café®
This page was last modified on Thu Sep 21 20:14:59 MDT 2017