The Benefits of a Business Credit Card

Consider the ways a business credit card can help you invest in your company’s future.

Kallee Feuz Oct 23, 2018

You don’t need scores of employees or even a storefront to put a business credit card to work for your business.  More than simply a method of payment, a business credit card allows you to invest in your company’s future.

Here’s how you can use a business credit card to your business’s advantage.

Business Credit Card Benefit #1

Rack up rewards. When you’re building a business, every dollar matters. Choose and use your business credit card wisely by taking advantage of available perks and incentives, including sign-up bonuses, cash back and redeemable points.

Business card rewards are often tailored to business spending, with extra bonuses on shipping, office supplies and business travel.  Don’t forget to factor in introductory rates and bonuses. For example, for a limited time, when you open an AmaZing Cash Business Credit Card or AmaZing Rewards Business Credit Card you can earn $1,000 cash back or 1,000 bonus points when you spend $7,500 within the first 90 days of opening the account.

Business Credit Card Benefit #2

Keep cash flowing. When cash flow disruptions inevitably arise — perhaps a payment doesn’t come in on time or a piece of equipment breaks down — a business credit card may help you keep operations running smoothly. A quick, convenient source of capital, use your business card as a revolving line of credit or as a short-term business loan.

Take advantage of 0% introductory APR for the first six months on purchases and thereafter 12.24%  variable APR applies. Receive 0% introductory APR on balance transfers for the first 12 months and thereafter 12.24% variable APR applies, $10 minimum.

Business Credit Card Benefit #3

Build business credit. Having a strong business credit profile may help you secure favorable loan terms. With a business credit card (as opposed to a personal card or a business card that doesn’t report to major credit bureaus), you may establish a positive credit history by consistently making on-time payments and borrowing well below your credit limit.

Business Credit Card Benefit #4

Track expenses. A business credit card helps you keep your personal and business finances separate and avoid hurdles down the road. Monthly statements may help you track business expenses and get a clearer view of operating costs.

Put a business credit card to work for your business.  And for AmaZing business credit card options, compare Zions Bank’s AmaZing business credit cards, all of which come with competitive benefits and no annual fee.

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