Treasury Management: Help Streamline Your Business

Our community thrives because of the people and businesses within it. When businesses like yours are able to succeed in this economy, everyone benefits. Business owners in our community do what they can to be successful. This may include learning about products and services they can use to reach their goals.

Treasury Management products and services can be used to help a business function and may give them an increased chance of being successful. These products and services are provided to all types of businesses and range from collections to disbursements, and include information reporting,  sweep options, and Anytime Deposits^®.

1. Merchant Services: Businesses often are in need of credit card processing. To help these businesses find a solution, they can turn to Merchant Services. This type of account allows businesses to accept and process most major credit cards anytime, day or night. Depending on the needs of the business, they may make use of Merchant Service products like wireless terminals to accept credit cards almost anywhere. If the business is looking to reward customers, Merchant Services can also set up gift and loyalty card programs. And for each product offered, Merchant Services at Zions Bank provides online help desk support all day, every day.
2. Mobile Device Card Processing: Some businesses need to be able to take credit cards while they are on the go. With PayFox^®, businesses can process credit cards from a mobile phone or tablet computer. With this product, for example, owners of a food truck would no longer have to make their customers pay only in cash because there isn’t any internet access around to be able to take plastic. That business could now take credit cards and debit cards wherever they have a signal for their cell phone. Because the average person doesn’t carry cash like they used to, a product like this could open doors to grow businesses in new ways.
3. Sweep Accounts: Another way that a business can benefit from Treasury Management products and services is through investing* with sweep accounts. An Investment Sweep allows a business to invest funds and earn interest by automatically moving funds from a business checking account to an overnight investment account. This way businesses can use their cash during business hours and invest it while they’re closed. Business owners can then take the money earned in interest and put it back into their company.

* Investment products and services are NOT insured by the FDIC or any federal or state governmental agency, are NOT deposits or other obligations of, or guaranteed by, Zions Bank, its affiliates or any other bank within Zions Bancorporation, and MAY be subject to investment risks, including the possible loss of principal value of amount invested.

For business owners who are always thinking about how they can make their business grow and succeed, they may find Treasury Management products and services to be helpful in achieving their goals. Learn more about Treasury Management products and services from Zions Bank.