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ARM vs. Fixed Rate Mortgage


Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM. A fixed rate mortgage has the same payment for the entire term of the loan. An adjustable rate mortgage (ARM) has a rate that can change, causing your monthly payment to increase or decrease.

Important Details

These calculators are provided by one or more third-party service providers. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. Zions Bank cannot and does not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and for illustrative purposes only. Use of these calculators does not constitute an application for, commitment to extend, or approval of, a request for credit. The calculated results are in no way endorsed, offered or guaranteed by Zions, our subsidiaries or affiliates. These calculators do not offer tax, legal or financial advice. We encourage you to seek personalized advice from qualified professionals regarding all personal financial issues.

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This page was last modified on Wed Nov 25 14:56:22 MST 2015