Important Details

Business Checking

  Basic Business Checking1 Business Checking1 Business Interest Checking Commercial Checking2
Apply Now Apply Now Apply Now Apply Now Get Started

Checking Account Interest Rates

View Rates

Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to Zions—see our Privacy Notice.)

*Interest is calculated using the daily balance method. This method applies a daily periodic rate to the collected balance in the account each day. Annual Percentage Yield (APY) is variable and may change after account is opened. Other fees may apply and may reduce earnings. Contact a Financial Center for details.

  1. Ask your Zions Bank representative for a complete list of miscellaneous services, fees or details.
  2. Each additional item beyond your allowance includes a charge.
  3. Unincorporated businesses and government entities are not eligible for the debit card.
  4. Earn Zions® Cash Rewards on qualified purchases using your Zions Bank Visa® debit card (requires a Zions Bank checking account) or Zions Bank Visa® credit card (subject to credit approval) when you shop at participating merchants. PIN-based transactions do not qualify, so be sure to sign for your purchase. No enrollment fee to participate in the program and no out-of-pocket cost; a minimal monthly processing fee is deducted from your paid earnings only if a cash reward is paid. See Zions Cash Rewards for full details, terms and conditions.
  5. Certain Treasury Management Services may require credit approval and contracts may apply.
  6. Ask about our Overdraft Deposit Transfer Service and business overdraft protection options. Credit Lines require credit approval. Restrictions apply. Contact Financial Center for details.
         

Checking Account Benefits

Important Details      
Business Mobile Banking, Business Online Banking, Tablet Banking and Business Bill Pay2 Checking with Zions Bank Checking with Zions Bank Checking with Zions Bank Checking with Zions Bank
Debit Card Access4 Checking with Zions Bank Checking with Zions Bank Checking with Zions Bank Checking with Zions Bank
Zions AmaZing Deals5 (Debit Card Required) Checking with Zions Bank Checking with Zions Bank Checking with Zions Bank Checking with Zions Bank
Up to 12 Employee Debit Cards Checking with Zions Bank Checking with Zions Bank Checking with Zions Bank Checking with Zions Bank
Overdraft Protection6 Checking with Zions Bank Checking with Zions Bank Checking with Zions Bank Checking with Zions Bank
ATM Access at Zions® and MoneyPass® ATMs nationwide Checking with Zions Bank Checking with Zions Bank Checking with Zions Bank Checking with Zions Bank
Included Combined Debits, Credits and Items Deposited Monthly1 150 300 200 0
Units of $100 each cash deposited1 50 150 100 0
Treasury Management Services7 Including:
  • Account analysis
  • Account Reconciliation
  • Anytime Deposits
  • Sweep Accounts
Checking with Zions Bank
         

Checking Account Details

       
Minimum Opening Deposit $100 $100
$0 if minimum balance maintained
$100
$0 if minimum balance maintained
$100
$0 if offset by earnings credit allowance8
Monthly Maintenance Fee3 $0 $12 if minimum balance not maintained $12 if minimum balance not maintained $16.50 if not offset by earnings credit allowance8
Minimum Daily Balance to Avoid Monthly Maintenance Fee $0 $2,500 $3,500 $0
         
See Important Details
 
  1. For Basic Business Checking, Business Checking and Commercial Checking, each additional item beyond monthly allowance includes a charge.
  2. Must be enrolled in Online Banking to use Mobile Banking. Message or data rates from your wireless provider may apply.
  3. Ask your Zions Bank representative for a complete list of miscellaneous services, fees and details.
  4. Unincorporated businesses and government entities are not eligible for the debit card; may not be used with Sweep accounts.
  5. Earn Zions AmaZing Deals on qualified purchases using your Zions Bank Visa® debit card (requires a Zions Bank checking account) or Zions Bank Visa® credit card (subject to credit approval) when you shop at participating merchants. PIN-based transactions do not qualify, so be sure to sign for your purchase. No enrollment fee to participate in the program and no out-of-pocket cost; a minimal monthly processing fee is deducted from your paid earnings only if a cash reward is paid. See Zions AmaZing Deals for full details, terms and conditions.
  6. Ask about our Overdraft Deposit Transfer Service and business overdraft protection options. Credit Lines require approval. Restrictions apply. Contact us for details.
  7. Certain Treasury Management Services may require credit approval; contracts may apply.
  8. Rates are set by Zions Bank and are subject to change at bank’s discretion. Contact a Financial Center for details.
This page was last modified on Mon Apr 21 16:05:02 MDT 2014