Small Business Administration

Financing table

Business Banking with Zions Bank
 
SBA Program Maximum Loan Amt Maximum Term Repayment Terms Maximum Interest Rate -
Adjusts Monthly
7(a) Term Loans Up to $5,000,000 Working Capital: 7 years
Equipment: 5-15 years
Real Estate: 25 years
Monthly payment of principal and interest over term of loan Term <7 yrs Base Rate B+2.25
Term > 7 yrs Base Rate B+2.75
Loan <$25M increase rate by 2.0%
Loan >$25M < $50M increase rate by 1.0%
Express Term Loan Up to $350,000 Same as 7(a) Same as 7(a) Loan <$50M Base Rate B+6.5
Loan >$50M Base Rate B+4.5
Export Express Term Loan Up to $500,000 Same as 7(a) Same as 7(a) Same as 7(a)
Patriot Express Term Loan Up to $500,000 Same as 7(a) Same as 7(a) Same as 7(a)
Export Working Capital Loan Up to $5,000,000 3 years Tied to use of proceeds Same as 7(a)
Express Revolving Line of Credit Up to $350,000 7 years Interest Monthly, Balance should revolve over term of loan Loan <$50M Base Rate B+6.5
Loan >$50M Base Rate B+4.5
Export Express Revolving Line of Credit Up to $500,000 Same as Express RLOC Interest Monthly, Balance should revolve over term of loan Loan <$50M Base Rate B+6.5
Loan >$50M Base Rate B+4.5
Patriot Express Revolving Line of Credit Up to $500,000 Same as Express RLOC Interest Monthly, Balance should revolve over term of loan Loan <$50M Base Rate B+6.5
Loan >$50M Base Rate B+4.5
CapLine - Seasonal, Contract, Builder, Working Capital Up to $5,000,000 Builders - 5 years
All others - 10 years
Tied to use of proceeds Same as 7(a)
504 Loan Program Total Project up to $12,500,000
financial center Portion $6,250,000
SBA Portion $5,000,000
Borrower Portion $1,250,000
Real Estate
Bank: up to 25 years
SBA: 20 years
Monthly payment of principal and interest over term of loan financial center: Market Rates
SBA: Debenture Rate fixed for term
 
* All loans are subject to credit approval. Restrictions apply. See financial center for details.
This page was last modified on Sun Apr 13 06:49:58 MDT 2014