Important Details

Real Estate Secured CreditApply Now
Line and Term Loans

With a secured credit line, use what you have to get what you want

Business Banking with Zions Bank
 

Zions Bank® Real Estate Secured Credit Line and Term Loans* are often the best option for long-term borrowing—up to 15 years. They can also be used for your short- and intermediate-term borrowing. Use a secured credit line to improve liquidity, increase working capital, expand your business, finance property improvement and more.

Compare a Zions Bank® secured credit line with other business financing options.

REAL ESTATE SECURED LINE OF CREDIT AND TERM LOANSImportant Details
Types Business:
  • Equity line of credit
  • Improvement loan
  • Construction loan
  • Real estate loan
  • Purpose
  • Take trade discounts
  • Finance receivables, investments or inventory
  • Improve liquidity
  • Meet short-term cash needs
  • Increase working capital
  • Expand business
  • Finance property improvements
  • Finance construction of owner-occupied commercial building
  • Acquire or refinance real estate
  • Term 12 to 180 months
    Collateral and Loan-to-Value Ratio Commercial real estate:
  • Up to 75% of value
  • Repayment Term Varies depending on loan type
    Rate Option Lines of credit: Variable
    All others: Fixed or variable
    Other Fees
  • Loan origination fee
  • Appraisal fee, if applicable
  • Title policy fee, if applicable
  • To learn more, contact Zions Bank or call the Zions Bank Small Business Group at 800-748-5473 or 801-956-3845.

    See Important Details
     

    * Loans are subject to approval. Restrictions apply. Contact a Financial Center for details. Terms and conditions are subject to change without notice.

    This page was last modified on Fri Apr 18 10:21:00 MDT 2014