Zions Bank is the leading nationwide secondary market lender for commercial real estate loans, co-originating or purchasing primarily owner-occupied first mortgage loans from financial institutions. Zions services a portfolio of more than $4 billion. Our approved partners are lenders who co-originate commercial real estate loans with Zions. So what are the advantages of working with Zions?
Increase earnings by receiving all origination fees plus the premium. And have no balance sheet risk.*
Co-originate or sell long term (20–25 years) loans to Zions immediately without concerns over liquidity or concentrations of long-term real estate loans.
Respond promptly and positively to existing customer requests while managing issues such as legal lending limits, industry or property type concentrations and out-of-market transactions.
More Competitive Terms
Offer fully amortizing loans with no calls or balloons and with terms as long as 25 years while offering your clients competitive variable and fixed-rate pricing.
Increased lending capacity
By having Zions Bank either co-originate or purchase the long-term real estate loan, better accommodate your customers' lines of credit and other short-term financing needs. The need to participate in the borrowing relationship with other banks is reduced. If the loan (or total lending relationship) exceeds your limits, Zions can fund the loan at closing, so the loan transaction never appears on your books.
For more information, please visit www.zionsnre.com.