Zions Bank is the leading nationwide secondary market commercial mortgage lender, co-originating or purchasing primarily owner-occupied first commercial real estate loans from financial institutions. Zions services a portfolio of more than $4 billion. Approved commercial mortgage lenders co-originate commercial real estate loans with Zions. So what are the advantages of working with Zions?
Commercial Real Estate Loan Borrowers
Commercial Mortgage Lenders
Increase earnings by receiving all origination fees plus the premium. And have no balance sheet risk. Call 800-748-3133 for details.
Co-originate or sell long-term (20–25 years) loans to Zions immediately without concerns over liquidity or concentrations of long-term commercial real estate loans.
Respond promptly and positively to existing customer requests while managing issues such as legal lending limits, industry or property type concentrations and out-of-market transactions.
More Competitive Terms
Offer fully amortizing loans with no calls or balloons and with terms as long as 25 years while offering your clients competitive variable and fixed-rate pricing.
Increased Lending Capacity
By having Zions Bank either co-originate or purchase the long-term commercial real estate loan, better accommodate your customers' lines of credit and other short-term financing needs. Your need to participate in the borrowing relationship with other banks is reduced. If the commercial real estate loan (or total lending relationship) exceeds your limits, Zions can fund the loan at closing, so the loan transaction never appears on your books.