mBanking 2.3 - 2.3.2 supports all Android phones on the OS 1.5 platform through OS 3.2.2.

mBanking 2.3.3 supports all Android phones on the OS 2.1 platform through OS 3.2.2.

AT&T	SPRINT	VERIZON	T-MOBILE
iPhone iPhone 3G iPhone 3GS iPhone 4 iPhone 4S iPod touch	iPhone 4 iPhone 4s	iPhone iPhone 3G iPhone 3GS iPhone 4 iPhone 4S iPod touch

AT&T	SPRINT	VERIZON	T-MOBILE
Bold 9700 Bold 9000 Curve 9300 Curve 8900 Curve 8520 Curve 8310 Curve 8300 Pearl 8100 Torch 9800 8700c 7130c 8820 8800	Bold 9650 Curve 8330 Curve 8530 Pearl 8130 Tour 9630 7130e 8703e 8830	Bold 9650 Curve 8330 Curve 8530 Pearl 8130 Pearl Flip 8230 Tour 9630 9550 (Storm 2) 9530 (Storm) 8830 8703e 7130e	Bold 9700 Curve 8900 Curve 8520 Curve 8320 Pearl Flip 8220 8820 8800 8700g

mBanking 2.x supports all mobile devices with WAP 2.0 browsers capable of storing cookies.

Zions Bank Mobile Banking and Zions Bank Business Mobile Banking provide anytime access to your eligible Zions Bank account(s) from your mobile phone or device. Simply take your banking with you whenever and wherever you are. With Zions Bank Mobile Banking and Zions Bank Business Mobile Banking, you can:

• View account balances
• Search recent account activity
• Transfer funds between eligible accounts
• Pay bills to existing payees
• Search for Zions Bank ATM and Financial Center locations

Download and launch the mobile application. Or, you can visit m.zionsbank.com from your mobile web browser. When prompted, enter your Online Banking Login ID or Business Online Banking Company ID-Login ID, and enter your password. The first time you sign in, you will be required to accept the Mobile Banking Service Agreement. You may also be prompted to enter your mobile phone number. If you have any questions, please contact a Zions Bank Customer Service Representative at 1-800-840-4999 Monday-Saturday 7 am-8pm MST.

With mobile web browser, you use the web browser from your mobile phone to access your Zions Bank account information. Mobile applications can be downloaded to your mobile phone or device. These applications provide a rich and unique experience that is optimized for iPad^®, iPhone^®, iPod^® Touch, Android^™ and BlackBerry^® devices.

You will need a Zions Bank account that is enrolled in Online Banking or Business Online Banking, and a mobile device that can access the internet or download applications.

To use Zions Bank Business Mobile Banking*, you must be entitled as a Company System Administrator (CSA) within Business Online Banking.
* Must be enrolled in Online Banking to use Mobile Banking. Message or data rates from your wireless provider may apply.

We support major US wireless phone carriers, including AT&T™, Sprint™, T-Mobile® and Verizon®.

A data plan is strongly recommended because data usage charges by your carrier can become expensive without such a plan. Please check with your wireless carrier for more information.

No. There is currently no charge for the Zions Bank Mobile Banking or Zions Bank Business Mobile Banking service; however, ordinary bank fees under other agreements still apply (e.g., funds transfer that results in an overdraft charge). Also, your wireless phone carrier may impose data or messaging charges. Check with your wireless phone carrier for more information.

Yes. Enrollment is a one-time process for each mobile phone or device you wish to use with Zions Bank Mobile Banking or Zions Bank Business Mobile Banking.

Each mobile phone or device can have one user enrolled in Zions Bank Mobile Banking or Zions Bank Business Mobile Banking.

Immediately call Zions Bank Customer Service at 1-800-840-4999 Monday-Saturday 7 am-8pm MST to report the unauthorized transfer as soon as you discover or suspect it. The agreements and rules that govern suspected or actual unauthorized transfers through Online Banking or Business Online Banking (such as deadlines to report unauthorized transactions) also apply to transfers made through Zions Bank Mobile Banking or Zions Bank Business Mobile Banking via use of a mobile phone or device. Please see your Online Banking Agreement or Business Online Banking Agreement, your Deposit Account Agreement, and your account statements for further information. See also any agreements governing the specific affected account (e.g., Credit Card Agreements). Where applicable, those documents include information regarding special rights of consumers, such as those in cases of unauthorized transfers from consumer deposit accounts under Regulation E and/or consumer credit accounts under Regulation Z.

Mobile web is using the web browser from your mobile device to access Zions Bank Mobile Banking or Zions Bank Business Mobile Banking. Type m.zionsbank.com from your mobile web browser to access Zions Bank Mobile Banking. To access Zions Bank Business Mobile Banking, type m.zionsbank.com/biz from your mobile web browser.

No. There is no charge by Zions Bank for using mobile web; however, ordinary bank fees under other agreements still apply (e.g., funds transfer that results in an overdraft charge). Also, your wireless phone carrier may impose data or messaging charges. You should contact your mobile services provider for any charge that may apply to web browser usage on your mobile phone or device.

Enter m.zionsbank.com into the web browser on your mobile phone or device. To access Zions Bank Business Mobile Banking, enter m.zionsbank.com/biz.

We recommend three steps for an optimal experience:

1. Ensure your mobile phone or device browser has cookies enabled.
2. Enable style sheets on your browser. Style sheets are used on web pages to define the design and layout of the page.
3. Bookmark your Mobile Banking web site (m.zionsbank.com or m.zionsbank.com/biz).

Generally, these settings can be found in the web browser settings menu on your mobile phone or device. Refer to the user guide that came with your mobile phone or device for additional details and information.

Mobile web banking is available on most mobile phone or devices that have the capability to browse the internet and support cookies. Refer to the user guide that came with your mobile phone or device for additional details and information.

To add the Zions Bank Web Clip icon to the Home screen of your iPhone:

• Upgrade to the latest version of the iPhone software (available through iTunes).
• Visit m.zionsbank.com through your iPhone browser, touch the "+" symbol and select the option for Add to Home Screen.

With mobile web, you use the web browser from your mobile phone or device to access Zions Bank Mobile Banking or Zions Bank Mobile Business Banking. Mobile applications, on the other hand, can be downloaded directly to your mobile phone or device. These applications provide a unique experience that is optimized for iPad^®, iPhone^®, iPod^® Touch, Android^™ and BlackBerry^® devices.

The Zions Bank Mobile Banking and Zions Bank Mobile Business Banking iPad and iPhone applications can be downloaded for free from the iTunes^® App Store using your mobile phone or device.

The Zions Bank Mobile Banking and Zions Bank Business Mobile Banking Android applications can be downloaded for free from the Android Market on Google Play using your mobile phone or device.

Enter m.zionsbank.com or m.zionsbank.com/biz in the web browser on your mobile phone or devices. If a downloadable application is supported for your mobile phone or device, a link to download the application will automatically appear.

The downloadable application is available for iPad and most smartphones, including iPhone, iPod Touch, Android and BlackBerry devices. Enter m.zionsbank.com or m.zionsbank.com/mobilebusiness for Business online Banking into the web browser on your mobile phone or device. If a downloadable application is supported for your mobile phone or device, a link to download the application will appear.

If you get a new mobile phone or device, log in to Zions Bank Online Banking or Zions Bank Business Online Banking, and then choose “Mobile Banking” from the Services tab. From here you will be able to update your mobile phone or device profile from the Mobile Banking* Management page. We recommend you remove your old mobile phone or device and re-enroll your new mobile phone or device.
* Must be enrolled in online banking to use mobile banking. Message or data rates from your wireless provider may apply.

If you change your mobile phone number, log in to Zions Bank Online Banking or Zions Bank Business Online Banking, and then choose “Mobile Banking” from the Services tab. From here you will be able to update your mobile phone or device profile from the Mobile Banking* Management page. We recommend you remove your old mobile phone or device and re-enroll your new mobile phone or device.
* Must be enrolled in online banking to use mobile banking. Message or data rates from your wireless provider may apply.

If you change mobile phone carriers, be sure to return to Zions Bank Online Banking or Zions Bank Business Online Banking, and then update your mobile phone or device profile in the Mobile Banking Management page. We recommend you remove your old mobile phone or device and re-enroll your new mobile phone or device.

Simply download and install the Zions Bank Mobile Banking Application or Zions Bank Business Mobile Banking Application again.

Yes.

During enrollment, a "cookie" is stored on the web browser of your mobile phone or device. This cookie allows the Zions Bank Mobile Banking system or Zions Bank Business Mobile Banking system to remember that you enrolled. Since the cookie is visible only by the Zions Bank Mobile Banking or Zions Bank Business Mobile Banking system, and does not contain personal information, some mobile phones or devices may require you to enable cookies or periodically erase them – requiring re-enrollment. If you experience this situation, check your mobile phone or device settings to ensure that cookies are enabled. If cookies are enabled and the situation persists, please contact your mobile network carrier for cookie support information on your mobile phone or device.

Immediately, log in to Zions Bank Online Banking or Zions Bank Business Online Banking, choose “Mobile Banking” from the Services tab and remove your mobile phone or device from the Mobile Banking* Management page. For additional assistance contact Zions Bank Customer Service at 1-800-840-4999 Monday-Saturday 7 am-8pm MST. If you later find your mobile phone or device, you can re-enroll that same mobile number.
* Must be enrolled in online banking to use mobile banking. Message or data rates from your wireless provider may apply.

Refer to the procedures below to delete the application from your mobile phone or device. Refer to the user guide that came with your mobile phone or device for additional details and information, or contact your mobile phone or device manufacturer or authorized dealer:

iPad or iPhone:
1.Press and hold any application icon until all icons begin to wiggle.
2.Tap the little “x” in the upper-left corner of the application you want to delete. A dialog box appears, informing you that deleting this app will also delete all its data.
3.Tap the Delete button.

Android:
1.Open the Google Android Menu.
2.Go to the Settings icon and select Applications.
3.Click on Manage.
4.You will be presented with a list of installed applications.
5.Select the application you want to uninstall and click the Uninstall button.

BlackBerry:
1.Go to Options > Advanced Options > Applications.
2.Scroll through the list and highlight the application you want to remove. Click on it and choose Delete.
3.It will ask you if you are sure, choose Delete. It may ask you to reset your mobile phone or device after removing the program.