Important Details

International Banking

Global reach from your local bank

To many of us, foreign banking is exactly that—foreign. Which is why Zions Bank has a department dedicated to providing foreign currency and trade finance options* for business clients.

Benefits of International Banking and Foreign Exchange

  • Buy and sell goods in terms familiar to your suppliers and customers
  • Protect profit margins from currency fluctuations
  • Increase sales and market penetration
  • Build global relationships
  • Better manage your company's financial statements

Foreign Currency Services

Order and sell foreign currency banknotes for up to 75 currencies at any Zions Bank Financial Center. Plus, buy the most popular foreign currencies immediately at select Financial Centers or online anytime. Learn how to place an online order for foreign currency.

Foreign Exchange Services

Zions Bank offers a wide-range of foreign exchange services to help your company meet the challenges of growing and managing your business globally.

Foreign Exchange Services can help you succeed by offering tools to increase sales, protect profit margins, enter new markets and build better relationships with suppliers and customers.

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  • Spot Contracts

    Receiving a foreign currency wire from a vendor in Spain? Need to pay a supplier in Switzerland?

    Spot contracts are utilized when working with foreign currency payables and receivables. They facilitate making the most immediate conversion from one currency to another. Settlement is typically complete within 2 business days (excluding holidays).

  • Forward Contracts

    Need to hedge GBP exposure for 2 months? Want to provide a price in foreign currency with no risk?

    The main purpose of a forward contract is to protect profit margins and mitigate market risk. Forward foreign exchange contracts are an effective tool for managing foreign currency exposures beyond spot contracts. They let you secure an exchange rate today for settlement at a future date.

    Open-window forward contracts add flexibility and are used for settlement during a future time period.

    A forward contract exchange rate includes 2 components.

    1. The spot exchange rate or the current value of the currencies involved.
    2. The interest rate differential between the two currencies which lets markets adjust for the time value of money.

    Forward contract rates offer pricing that reflect which currency is more attractive to hold beyond spot. A forward contract rate is either more or less attractive compared to the current spot rate, depending on whether you're buying or selling a currency with a higher rate of interest.

  • International Wire Transfers

    Need to pay for inventory in China? Cover payroll in South Africa?

    Zions Bank can send or receive foreign currency wire transfers to more than 60 countries worldwide. From visiting your local Financial Center to using the online Treasury Gateway®, Zions offers clients several options for initiating foreign wire transfers. Payments are sent by SWIFT and are guaranteed to reach the beneficiary within 2 business days (excluding holidays).

    Contact Foreign Exchange Services at 801-844-7070 or your local Financial Center for more information and current exchange rates.

  • Foreign Check Clearing

    Received a foreign currency check for payment? Depositing a USD check drawn on a foreign bank?

    Zions Bank Foreign Exchange Services can provide cash-letter clearing for items drawn in Canada. Financial Center approval is required for this service.

    Please contact Foreign Exchange Services at 801-844-7070 or your local Financial Center for more information and current exchange rates.

  • Foreign Draft Issuance

    Need to pay a small invoice in Canada? Buy a product from a global web site?

    It's often more convenient and cost-effective to send a foreign draft for small payment. Drafts are available in more than 30 foreign currencies and can be ordered at online or at your local Financial Center. Allow 1 business day for delivery of online orders; 3 to 5 for Financial Center orders.

  • Foreign Currency

    Easily transfer funds internationally, send a draft or wire in foreign currency and hedge your exchange risk for future transactions. Learn more.

Contact Foreign Exchange Services

To learn more, contact Foreign Exchange Services at at, 800-818-0344 or 801-844-7070.

* Some options are subject to credit approval, terms and conditions may apply.


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This page was last modified on Mon Jan 23 15:48:39 MST 2017