Important Details

An Equipment Financing Line1 is a pre-qualified credit facility that has the ability to be drawn upon with as little as 24 hours notice.

Final term, rate and structures are determined at the time of purchase and dependent on the useful life of the equipment and your business objectives.

When deciding whether to lease or buy, asking the right questions can help you plan for success.

How much do you plan to invest in equipment over the next 12 months?

How do you plan to pay for it?

Have you determined the lowest after-tax cost of use/ownership?

Would you benefit from a pre-qualified Equipment Financing Line?


Our Equipment Financing specialists will help you identify the right solution for your business.

To contact us call:
Important Details

If purchasing needed business equipment will compromise your cash flow then equipment leasing might be for you.

Consider the benefits of Zions Bank's Equipment Financing program. For details contact our specialists at 888-281-3259.

100% Financing
Little or no down payment allows you to retain working capital for daily needs.
Preserve Cash Flow
A lease often provides a lower monthly payment than traditional financing.
Alternative Source of Capital
Avoid last minute financing and keep existing ines available.
Interest Savings
A lease often offers a lower after-tax cost of ownership of an asset.
Quick Turnaround
Once a line is in place, transactions can be processed in 24 hours.
Off-balance Sheet Financing & Tax Advantages
Some leases are accounted for as equipment rental expense, improving a companies financial ratios and profitability measures while lowering taxable income.

Zions Bank offers these convenient Equipment Leasing options. For details contact our specialists at 888-281-3259.

Tax Lease2
With a tax lease, Zions Equipment Finance retains the depreciation benefit and passes its income tax savings to you in the form of lower lease payments. Lease payments are often fully tax deductible, and this structure gives you a variety of end of term options.
Finance Lease2
A Finance Lease allows you to deduct the interest and depreciation as a traditional loan. Ownership of the asset is passed to you immediately at the end of term., or you might choose a pre-determined balloon payment which lowers your monthly payment during the term.
  1. Equipment financing subject to credit approval. Certain criteria applies. See specialist for details. Equipment financing offered through Zions Credit Corporation, a subsidiary of Zions First National Bank.
  2. The above is not intended as tax or legal advice. Consult your legal and/or tax adviser before entering into any equipment financing transaction.
This page was last modified on Mon Apr 21 16:04:19 MDT 2014