Important Details

Business Credit Services

Zions Bank Business Credit

Business Banking with Zions Bank

As an alternative to conventional financing, our Business Credit Services offers a source of cash that ensures available funds and flexibility for growing businesses.

From a start-up to a financially sound company with seasonal needs, we can provide funds* to assist companies with cash flow needs.

Who We Are/What We Offer

  • Zions has the ability to fund transactions from $150,000 to $30,000,000
  • 24-hour funding for qualified customers
  • Unique combination of business credit services in commercial banking provides the advantage of competitive pricing and relationship-based bankers
  • Over 100 years of combined business credit experience

Benefits to Your Bank

  • Interim source of financing leading to a traditional bank facility
  • Expand the overall bank relationship with the client by providing additional services and products
  • The referring Bank will receive a fee for each closed referral
  • No commitment or unused line fees
  • No financial performance covenants
  • No early termination fees when moving line back to referring Bank
  • No long term commitments

Candidate Characteristics

  • Existing revolving loan relationships with inadequate lines
  • Companies which can no longer meet required financial covenants or ratios
  • Companies already using a business credit opportunity
  • Companies with payroll tax issues, death of a principal, or downturn in their market
  • Companies making acquisitions
  • Owners with limited personal net worth

Ideal Candidates

  • Service companies
  • Wholesalers and Distributors
  • Manufacturers and Suppliers
  • Staffing companies
  • Newly formed companies
  • Services and products are provided by Zions Bank Business Credit, a division of Zions Bank, an affiliate of Zions Bancorporation.
  • * Business financing subject to bank approval requirements. Certain criteria applies. See banker for details.
This page was last modified on Fri Apr 18 10:21:09 MDT 2014