Important Details

Business Term Loans Apply In Person

The ideal short-term business loan for a one-time need

Business Term loans from Zions Bank are short-term business loans that offer a fixed amount for 1 to 7 years. Use one for any legitimate business need—whether you’re purchasing real estate or need operating capital. Apply online for a short-term business loan or, contact Zions Bank at 800-748-5473 to learn more.

Compare Zions Bank® business term loans with other business financing options.

Ready to Apply?

If you’re ready to apply, download and complete this application and take it to the branch nearest you. Before beginning your application, please review the information you’ll need to include when you apply.

Do I Need a Short-Term Business Loan or Line of Credit?

If you need a one-time business financing option, you may need a short-term business loan. Business term loans can only be used once, as opposed to a revolving business line of credit, and typically require collateral. Rather than paying off the balance of a line of credit as needed, you have monthly payments adjusted for specific loan term with fixed or variable interest rates. Short-term business loans are best suited for financing one-time business needs, such as construction, furniture or equipment.

To find out if a short-term business loan is right for you, contact our business loan experts at 800-748-5473 or visit your local Zions Bank® Financial Center in Utah or Idaho.

Business Term Loans

Important Details
  • Business term loans: secured or unsecured
  • Finance a specific one-time need
  • Expand your business
  • Increase working capital
  • Finance furniture, fixtures or equipment
  • Up to 84 months
Collateral and Loan-to-Value Ratio
  • Unsecured: None required
  • Secured: Savings, marketable securities, furniture, fixtures, equipment car or truck (Advance rate based on type, age and condition of equipment)
Repayment Term
  • Interest and principal generally due monthly on fully-amortizing basis
Rate Option
  • Fixed or variable
Other Fees
  • Loan origination fee
  • Appraisal fee, if applicable
  • Filing costs, if applicable
Important Details
Loans are subject to approval, restrictions apply, contact a Financial Center for details. Terms and conditions are subject to change without notice.

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This page was last modified on Thu Jun 22 10:37:35 MDT 2017