Important Details

Business Term LoansApply Now

The ideal short-term business loan for a one-time need


Business Term loans from Zions Bank are short-term business loans that offer a fixed amount for 1 to 7 years. Use one for any legitimate business need—whether you’re purchasing real estate or need operating capital. Apply online for a short-term business loan or, contact Zions Bank at 800-748-5473 to learn more.

Compare Zions Bank® business term loans with other business financing options.

Do I Need a Short-Term Business Loan or Line of Credit?

If you need a one-time business financing option, you may need a short-term business loan. Business term loans can only be used once, as opposed to a revolving business line of credit, and typically require collateral. Rather than paying off the balance of a line of credit as needed, you have monthly payments adjusted for specific loan term with fixed or variable interest rates. Short-term business loans are best suited for financing one-time business needs, such as construction, furniture or equipment.

To find out if a short-term business loan is right for you, contact our business loan experts at 800-748-5473 or visit your local Zions Bank® Financial Center in Utah or Idaho.

  • Business term loans: secured or unsecured
  • Finance a specific one-time need
  • Expand your business
  • Increase working capital
  • Finance furniture, fixtures or equipment
  • Up to 84 months
Collateral and Loan-to-Value Ratio
  • Unsecured: None required
  • Secured: Savings, marketable securities, furniture, fixtures, equipment car or truck (Advance rate based on type, age and condition of equipment)
Repayment Term
  • Interest and principal generally due monthly on fully-amortizing basis
Rate Option
  • Fixed or variable
Other Fees
  • Loan origination fee
  • Appraisal fee, if applicable
  • Filing costs, if applicable
Important Details
Loans are subject to approval, restrictions apply, contact a Financial Center for details. Terms and conditions are subject to change without notice.

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This page was last modified on Wed Nov 25 14:56:21 MST 2015