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The right choice for earning interest with moderate transaction activity and limited cash-handling needs

Zions Bank Checking

A good choice for businesses with moderate transaction activity and limited cash-handling needs who want to earn interest on their checking account balances.

Apply online now. Or visit your local Financial Center.

View Rates

Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to Zions—see our Privacy Notice.)

Account Details

Minimum Opening Deposit $100
Monthly Maintenance Fee1 $12
Minimum Daily Account Balance Required to Avoid Monthly Maintenance Fee $3,500
The following services are included every month
  • Check images with statement
  • Allowance of 200 combined debits, credits and items deposited2
  • Allowance of 100 units of $100 each cash deposited2
  • Business Debit Card3 with Zions AmaZing Deals4
  • Interest paid on collected balance*
The following services1 are available
  • Treasury Management Services5, including: Anytime Gateway® – Positive Pay (fraud protection) – Anytime Deposits – Anytime Payments (online payment portal) – ACH Services – Merchant Services – Payroll Services
  • Overdraft protection options6

* Interest is calculated using the daily balance method. This method applies a daily periodic rate to the collected balance in the account each day. Annual Percentage Yield (APY) is variable and may change after account is opened. Other fees may apply and may reduce earnings. Contact a Financial Center for details.

  1. Ask your Zions Bank representative for a complete list of miscellaneous services, fees or details.
  2. There is a charge for each additional item.
  3. Unincorporated businesses and government entities are not eligible.
  4. Earn Zions AmaZing Deals on qualified purchases using your Zions Bank Visa® debit card (requires a Zions Bank checking account) or Zions Bank Visa® credit card (subject to credit approval) when you shop at participating merchants. PIN-based transactions do not qualify so be sure to sign for your purchase. No enrollment fee to participate in the program and no out-of-pocket cost; a minimal monthly processing fee is deducted from your paid earnings only if a cash reward is paid. See Zions AmaZing Deals for full details, terms and conditions.
  5. Certain Treasury Management Services may require credit approval and contracts may apply.
  6. Ask about our Overdraft Deposit Transfer Service and business overdraft protection options. Credit Lines require credit approval. Restrictions apply. Contact Financial Center for details.
This page was last modified on Sun Apr 13 06:49:17 MDT 2014