Contact Us  
Important Details

Business Inspire Checking Apply Now

Impact, Influence, Inspiration!

Starting your own small business is often an exciting adventure so let us help by giving you the business checking essentials. Keep your business moving with easy to use Online and Mobile banking1, Mobile Check Deposits2, and Online Business Bill Pay. On top of those essential online tools, you can avoid monthly maintenance fees by conducting at least $1,000 in transactions3 (deposits or withdrawals), or by maintaining a $1,000 minimum balance4. The Business Inspire Checking account was built to make your banking simpler.

Account Features and Benefits

Important Details
  • Open an account with a minimum deposit of $505
  • Conduct up to 50 deposited or withdrawn transactions per month at no charge6
  • Deposit up to $3,000 in cash per month without a fee7
  • Use Business Online Banking1 and Business Online Bill pay to manage your finances efficiently using a mobile phone, tablet, or computer2
  • Skip the branch and deposit checks through your mobile device2
  • Get cash when you need it with no ATM charges at any Zions Bank ATM8
  • Contact our U.S.-based customer service Mon. to Sat. from 7 a.m. to 8 p.m. MT.
  • Make purchases anywhere Visa® is accepted with your Zions Bank Business Debit or Credit card9
  • Go paperless with eStatements, eNotices, and eTax Documents10

Account Details

Minimum Opening Deposit $50
Monthly Maintenance Fee $5
Can the monthly Fee be waived? Yes11, by maintaining a $1,000 minimum balance4 or by conducting $1,000 or more in transactions (debits or credits) each month.3

Didn’t find quite what you were looking for? Take a look at our comparison table to find the most suitable checking account for your needs.

Important Details
1. Mobile Banking requires download of the smartphone or tablet version of the Zions Bank app from the Apple® App Store, Google Play®, or Samsung Galaxy® App Store. Message and data rates from your wireless provider may apply. Requires enrollment and subject to the Digital Banking Services Agreement. Business Bill Pay has no monthly service fee and includes 25 bills per month; after the 25th bill, there is a $.50 charge for each bill. Please see the Service Charge Information schedule for applicable service fees.
2. Take a picture of your check deposit and submit through your mobile phone. Limits apply:

Relationship AgeDaily Deposit LimitRolling 30 Day Deposit Limit
0-179 Days$7,500$15,000
180 + Days$10,000$20,000
Message and data rates from your wireless provider may apply. Requires download of Mobile Banking App.
3. For the Business Inspire checking account, monthly Service requirements may be met by conducting $1,000 in transactions, defined as debits and credits. Debits and credits may come in the form of cash deposits or withdrawals, ACH, checks, online transfers, or debit card transactions.
4. In order to avoid a monthly service fee, the minimum balance or combined balance requirement must be met. The monthly service fee amount is provided as part of the disclosures upon account opening. Minimum Balance: If your daily balance drops below the minimum balance requirement, then a monthly service fee will be assessed. Combined Deposit Balance: The combined deposit balance is calculated on the business day prior to the statement date for the following linked Zions Bank business accounts: Checking, Savings, Money Market, and Certificate of Deposit (CD). Combined Loan Balance: The combined outstanding loan balance is calculated on the business day prior to the statement date for the following Zions Bank business loans: term loans, lines of credit, overdraft line of credit, credit card and SBA loans. Mortgage loans are not included. All loans are subject to credit approval.
5. Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and the applicable schedule of fees available in the online Agreement Center, or speak with a banker for more details.
6. Transaction: A transaction is a combination of debited items (withdrawals) credited items (deposits) and deposited items per statement cycle, and includes the following: Credits - any deposit into the account. Debits - any withdrawal such as check, draft, ACH or other debit against the account. Deposited items - each individual item that comprises a deposit such as a check or other item deposited.
7. There is a charge per $100 cash deposited over your allowance. Please refer to the applicable fee schedule and account disclosure for additional details.
8. An ATM charge of $2 applies to transactions conducted at ATMs not owned or operated by ZB, N.A. In addition, ATM operator fees may be assessed. Please refer to the applicable schedule of fees for additional information.
9. Credit cards subject to credit approval. Certain terms, conditions, and restrictions apply. Visa® is the registered trademark of Visa International Service Association and Zions Bank does not claim any ownership or exclusive rights to the use of this trademark.
10. To avoid the Paper Statement Fee of $3, the account must enroll in Online Banking, and opt your account out of receiving paper statements. You may opt to receive either electronic or paper account notices and tax documents at no additional cost. If multiple accounts are linked in a combined statement, you must have opted your primary account out of receiving paper statements.
11. Service fee waivers will only apply to the primary account.

Rate this page:

Do not submit personal information including account or phone numbers. We are unable to respond personally to comments made here. For Customer Service, or if you would like a personal response from us, visit the Contact Us page.


Thank you for your submission.


Thank you for visiting our site today.

Please take a 2 to 3 minute survey and help us improve your online experience.

Survey Hide X
This page was last modified on Mon Oct 23 16:17:51 MDT 2017