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Important Details

Business Growth Checking Apply Now

A Small Business and Startup Essential

Running your own small business is often a rewarding, but demanding adventure so let us help by giving you the business checking essentials to grow. The Business Growth Checking account helps you keep your business growing with more generous cash deposit limits1 and monthly transaction2 limits. A convenient suite of Online and Mobile banking3 tools will also help to keep your business finances running smoothly.

Account Features and Benefits

Important Details
  • Open an account with a minimum deposit of $504
  • Conduct up to 250 deposited or withdrawn transactions per month at no charge2
  • Deposit up to $15,000 in cash per month without a fee1
  • Use Business Online Banking5 and Business Online Bill pay to manage your finances efficiently using a mobile phone, tablet, or computer3
  • Skip the branch and deposit checks through your mobile device5
  • Get cash when you need it with no ATM charges at any Zions Bank ATM6
  • Contact our U.S.-based customer service Mon. to Sat. from 7 a.m. to 8 p.m. MT.
  • Make purchases anywhere Visa® is accepted with your Zions Bank® Business Debit or Credit card7
  • Go paperless with eStatements and eNotices8

Account Details

Minimum Opening Deposit $50
Monthly Maintenance Fee $12
Can the monthly Fee be waived? Yes9, with a $2,500 minimum daily balance10 or $10,000 or more in combined loan and/or credit card balances11.

Didn’t find quite what you were looking for? Take a look at our comparison table to find the most suitable checking account for your needs.

Important Details
1. There is a charge per $100 cash deposited over your allowance. Please refer to the applicable fee schedule and account disclosure for additional details.
2. Transaction: A transaction is a combination of debited items (withdrawals) credited items (deposits) and deposited items per statement cycle, and includes the following: Credits - any deposit into the account. Debits - any withdrawal such as check, draft, ACH or other debit against the account. Deposited items - each individual item that comprises a deposit such as a check or other item deposited.
3. Mobile Banking requires download of the smartphone or tablet version of the Zions Bank app from the Apple® App Store, Google Play®, or Samsung Galaxy® App Store. Message and data rates from your wireless provider may apply. Requires enrollment and subject to the Digital Banking Services Agreement. Business Bill Pay has no monthly service fee and includes 25 bills per month; after the 25th bill, there is a $.50 charge for each bill. Please see the Service Charge Information schedule for applicable service fees.
4. Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and the applicable schedule of fees available in the online Agreement Center, or speak with a banker for more details.
5. Take a picture of your check deposit and submit through your mobile phone. Limits apply:

Relationship AgeDaily Deposit LimitRolling 30 Day Deposit Limit
0-179 Days$7,500$15,000
180 + Days$10,000$20,000
Message and data rates from your wireless provider may apply. Requires download of Mobile Banking App.
6. An ATM charge of $2 applies to transactions conducted at ATMs not owned or operated by ZB, N.A. In addition, ATM operator fees may be assessed. Please refer to the applicable schedule of fees for additional information.
7. Credit cards subject to credit approval. Certain terms, conditions, and restrictions apply. Visa® is the registered trademark of Visa International Service Association and Zions Bank does not claim any ownership or exclusive rights to the use of this trademark.
8. To avoid the Paper Statement Fee of $3, the account must enroll in Online Banking, and opt your account out of receiving paper statements. You may opt to receive either electronic or paper account notices and tax documents at no additional cost. If multiple accounts are linked in a combined statement, you must have opted your primary account out of receiving paper statements.
9. Service fee waivers will only apply to the primary account.
10. In order to avoid a monthly service fee, the minimum balance or combined balance requirement must be met. The monthly service fee amount is provided as part of the disclosures upon account opening. Minimum Balance: If your daily balance drops below the minimum balance requirement, then a monthly service fee will be assessed. Combined Deposit Balance: The combined deposit balance is calculated on the business day prior to the statement date for the following linked Zions Bank business accounts: Checking, Savings, Money Market, and Certificate of Deposit (CD). Combined Loan Balance: The combined outstanding loan balance is calculated on the business day prior to the statement date for the following Zions Bank business loans: term loans, lines of credit, overdraft line of credit, credit card and SBA loans. Mortgage loans are not included. All loans are subject to credit approval.
11. All loans are subject to credit approval; terms and conditions apply. See a Zions Bank Financial Representative for details.

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This page was last modified on Mon Oct 23 16:17:51 MDT 2017