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Important Details

Business Connect Checking Apply in Person

Take Your Business to the Next Level

Give your business an edge with the checking account designed for growing businesses, and we’ll give you access to our expert banking team and a variety of tools designed to help make your business more efficient. On top of that, you can simplify payments, reduce fraud, and move money more efficiently with optional Treasury Management services1. Whether your company is larger, a small business, or just getting started, it’s time for your business to level up.

Account Features and Benefits

Important Details
  • Open an account with a minimum deposit of $502
  • Conduct up to 400 deposited or withdrawn transactions per month at no charge3
  • Deposit up to $15,000 in cash per month without a fee4
  • Earn Preferred interest rates on Business Savings, Business Money Market, and Premium CD accounts5
  • Make up to two (2) outgoing Domestic Wire Transfers each month with no fee when you submit the wire request through Business Online Banking6
  • Access to Treasury Management services that focus on simplifying payments, reduction fraud, and moving money more efficiently1
  • Use Business Online Banking7 and Business Online Bill pay to manage finances efficiently using a mobile phone, tablet, or computer8
  • Get cash when you need it with no ATM charges at any Zions Bank ATM9
  • Add an optional Business Money Market Sweep account10 to help maximize your earnings
  • Contact our U.S.-based customer service Mon. to Sat. from 7 a.m. to 8 p.m. MT.
  • Make purchases anywhere Visa® is accepted with your Zions Bank Business Debit or Credit card11
  • Go paperless with eStatements and eNotices
  • Receive a discount of 50% (max of $75) on your first order of checks12

Account Details

Minimum Opening Deposit $50
Monthly Maintenance Fee2 $18
Can the monthly Fee be waived? Yes13, by maintaining a combined deposit balance of $10,000, a loan14 and credit card balance of $50,000, or by paying a minimum amount of $100 for other qualified banking services during the month15

Didn’t find quite what you were looking for? Take a look at our comparison table to find the most suitable checking account for your needs.

Important Details
1. Treasury Management Solutions: Includes Positive Pay (fraud protection), Remote Deposit Capture Zions Bank, E-Invoicing and Payments (electronic invoicing and payment portal), Anytime Gateway, ACH services, Payroll Services, Lockbox, Investment Sweep account options (which may require a minimum account balance) and more. See Treasury Management for product details and schedule of fees. Certain Treasury Management Services may require credit approval; contract may also apply.
2. Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and the applicable schedule of fees available in the online Agreement Center, or speak with a banker for more details.
3. Transaction: A transaction is a combination of debited items (withdrawals) credited items (deposits) and deposited items per statement cycle, and includes the following: Credits - any deposit into the account. Debits - any withdrawal such as check, draft, ACH or other debit against the account. Deposited items - each individual item that comprises a deposit such as a check or other item deposited.
4. There is a charge per $100 cash deposited over your allowance. Please refer to the applicable fee schedule and account disclosure for additional details.
5. Premium rate tiers are applied automatically to business savings and business money market accounts when the primary owner of the checking account is also an owner of the linked interest bearing account. For certificates of deposit, separate account opening of the Premium Business Certificate is required to earn premium interest rates. For rate information please see the Deposit Rate Sheet.
6. For specific accounts, two outgoing online banking domestic wire transfer fees will be automatically refunded each service cycle. Other financial institutions’ fees are not refunded. Additional outgoing and incoming wire fees, domestic and international, will apply. See the applicable fee schedule for details.
7. Mobile Banking requires download of the smartphone or tablet version of the Zions Bank app from the Apple® App Store, Google Play®, or Samsung Galaxy® App Store. Message and data rates from your wireless provider may apply. Requires enrollment and subject to the Digital Banking Services Agreement. Business Bill Pay has no monthly service fee and includes 25 bills per month; after the 25th bill, there is a $.50 charge for each bill. Please see the Service Charge Information schedule for applicable service fees.
8. Take a picture of your check deposit and submit through your mobile phone. Limits apply:

Relationship AgeDaily Deposit LimitRolling 30 Day Deposit Limit
0-179 Days$7,500$15,000
180 + Days$10,000$20,000
Message and data rates from your wireless provider may apply. Requires download of Mobile Banking App.
9. An ATM charge of $2 applies to transactions conducted at ATMs not owned or operated by ZB, N.A. In addition, ATM operator fees may be assessed. Please refer to the applicable schedule of fees for additional information.
10. Please see your Zions Bank Relationship Officer for details.
11. Credit cards subject to credit approval. Certain terms, conditions, and restrictions apply. Visa® is the registered trademark of Visa International Service Association and Zions Bank does not claim any ownership or exclusive rights to the use of this trademark.
12. Discounted check orders must be ordered through Zions Bank to qualify. Checks can be ordered through a branch, online banking, or by calling customer service.
13. Service fee waivers will only apply to the primary account.
14. All loans are subject to credit approval; terms and conditions apply. See a Zions Bank Financial Representative for details.
15. In addition to the balance related minimums, the Service Fee Alternative will waive the monthly service fee on the Business Connect if other qualified banking services Fees charged to your account total an amount greater than $100 during a monthly statement cycle. Contract may be required.

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This page was last modified on Mon Oct 23 16:17:56 MDT 2017