Important Details

Business Checking AccountApply Now

Take your business to the next level with a business checking account and earn rewards for consolidating your deposits and loans at Zions Bank

A Zions Bank® Business Checking account gives your growing business preferred rates on savings and money market accounts and more.

With a low opening minimum deposit and high volume of monthly transactions, you have the freedom to expand without limitations. Whether your company is larger, a small business or just getting started, consider a Business Checking account from Zions. Apply online now or at your local Financial Center for a Business Checking account anytime.

Business Checking Account Details

Important Details

Minimum Opening Deposit $100
Monthly Combined Transactions1 300
Monthly Cash Deposits2 $20,000
Monthly Maintenance Fee3 $0 if minimum balance maintained
$15 if minimum balance not maintained
Minimum Daily Balance to Avoid Monthly Maintenance Fee $3,500 minimum daily account balance
— or —
$20,000 in combined business deposit and outstanding business credit balances3
Services3 Included Each Month
Additional Services Available3
  • Treasury Management Services, including Merchant Services, Positive Pay (fraud protection), Anytime Deposits, E-invoicing and Payments (electronic invoicing and payment portal), Anytime Gateway®, ACH Services, Payroll Services, Lockbox, Investment Sweep account and Loan Sweep account options (which may require a minimum account balance) and more. See Treasury Management for product details.
  • Preferred interest rates on business money market and savings accounts5
  • Overdraft protection options6
1. For Basic Business Checking, Business Checking, Business Interest Checking and Commercial Checking, there is a charge for each additional item over your allowance.
2. For Basic Business Checking, Business Checking and Business Interest Checking, there is a charge per $100 cash deposited over your allowance.
3. For additional questions on miscellaneous fees related to this account, ask your Zions Bank representative.
4. Unincorporated businesses and government entities are not eligible for the debit card; may not be used with Sweep accounts.
5. Must open a new Business Gold Savings or Business Gold Money Market to earn preferred interest rates.
6. Ask about our Overdraft Deposit Transfer Service and business overdraft protection options. Credit Lines require approval. Restrictions apply. Contact us for details.

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This page was last modified on Thu Sep 21 20:13:12 MDT 2017