Important Details

Basic Business Checking Apply Now

All the checking essentials your small business needs to get started

A Zions Bank® Basic Business Checking account is ideal for businesses with limited transaction activity and cash-handling needs. It’s a business checking account that gives you a range of essential transaction-management services with no monthly maintenance fee.

The Basic Business Checking account is perfect for small businesses and startups. Having a business account enables you to separate your financing so you can track income and expenses more easily. And over time, as your business continues to grow you’ll have built a strong relationship with a business banker that can help you take your business to the next level.

Basic Business Checking Account Details

Minimum Opening Deposit $100
Monthly Combined Transactions1 150
Monthly Cash Deposits2 $5,000
Monthly Maintenance Fee3 $0
Minimum Daily Balance to Avoid Monthly Maintenance Fee n/a
Services3 Included Each Month
  • Check images with statement
  • Business Debit Card4 with Zions AmaZing Deals®
  • Electronic statements included at no cost by selecting eStatements in Online Banking. Paper statements $2 each.
  • Treasury Management Services, including Merchant Services, Positive Pay (fraud protection), Anytime Deposits, E-invoicing and Payments (electronic invoicing and payment portal), Anytime Gateway®, ACH Services, Payroll Services, Lockbox, Investment Sweep account and Loan Sweep account options (which may require a minimum account balance) and more. See Treasury Management for product details.
Additional Services3 Available
  • Overdraft protection options5
Important Details
1. For Basic Business Checking, Business Checking, Nonprofit Checking and Commercial Checking, there is a charge for each additional item over your allowance.
2. For Basic Business Checking, Business Checking and Nonprofit Checking, there is a charge per $100 cash deposited over your allowance.
3. Ask your Zions Bank representative for a complete list of miscellaneous services, fees or details.
4. Unincorporated businesses and government entities are not eligible for the debit card; may not be used with Sweep accounts.
5. Ask about our Overdraft Deposit Transfer Service and business overdraft protection options. Credit Lines require approval. Restrictions apply. Contact us for details.

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This page was last modified on Thu Sep 21 20:12:19 MDT 2017