Wire Transfer Services


You can initiate a wire transfer[cite::8570::cite] any time and from anywhere you have online access. You can also schedule and check the status of your wire transfers all from the convenience of your computer or mobile[cite::590::cite] device.


To Receive a Wire Transfer

Receiving a domestic or international wire transfer in your Zions Bank® account is simple. Just provide the sender’s financial institution with the information listed below. Or if you’d like, you can print and fill out the Information for Incoming Wires form to give to the sender’s financial institution.

  • Your name
  • Your account number
  • Zions Bank’s routing number: 124000054
  • Zions Bank’s SWIFT code: ZFNBUS55 (optional)
  • Zions Bank’s phone number: 888-307-3411

To Send a Wire Transfer

It’s easy to send a wire transfer from your Zions Bank account with many options to choose from. You can send a wire transfer from Personal or Business Online Banking, visit your local branch, or call for assistance over the phone.

To enroll, download the Wire Application and Agreement for Online Banking and submit the completed form during your next visit to the bank. Or, mail the completed and notarized form to the address provided in the form.

If you’ve already completed the Wire Application for Online Banking and are enrolled follow these simple steps to send a wire transfer in Online Banking:

  • Log in to Online Banking
  • Click on the Payments tab
  • Click on Wires
  • Select “Create USD Wire” link
  • The Create USD Wire page will appear

If you still have questions about online wire transfers, please review the Online Wire Transfer Frequently Asked Questions or contact a Zions Bank representative by phone at 800-840-4999 (Mon- Sat, 7 a.m.-8 p.m. MT).

  • Recipient’s name
  • Recipient bank’s name
  • Sender and recipient bank’s American Banking Association (ABA) bank routing number (also simply known as the “routing number”) for domestic transfers — found on the bank’s web site or by calling the bank
  • Recipient’s bank account number
  • Any special instructions, if applicable
  • You must have a Zions Bank Wire Transfer Agreement on file
  • To complete a Wire Transfer Agreement, visit your nearest Zions Bank branch. For clients outside of Utah, Idaho and Wyoming, print the Wire Transfer Agreement, have it notarized and mail it to:

    Zions Bank
    PO Box 3748
    Salt Lake City, UT 84110
  • If you have a standing wire transfer agreement on file with Zions Bank, call 877-588-0298 to complete your wire transfer request.

For an international/overseas transfer, instead of the ABA routing number, you’ll need the:

  • Sender and recipient bank’s SWIFT Bank Identifier Code (BIC)
  • Sender and recipient banks’ International Bank Account Number (IBAN) for transfers within the European Union (called a SORT code for UK banks)

Wire Transfer Services for Zions Corporate Business Clients

In addition to domestic wire transfers, Zions Bank offers foreign currency wire transfers to more than 60 countries worldwide. From visiting your local branch to using the online Treasury Gateway® system, Zions offers business clients several options for initiating foreign wire transfers. Payments are sent by FEDWIRE® and SWIFT and are guaranteed to reach the beneficiary within 2 business days (excluding holidays).

Contact Foreign Exchange Services at 801-844-7070 or your local branch for more information.

See current exchange rates.