Business Access Loans

Same day decisions on applications and expedited funding on approved loans

We value your time and are committed to making this the easiest business loan application you've ever experienced. Business Access loans provide you a same day decision on your application, with expedited funding on loans that are approved, so you have access to your money faster with Zions Bank.[cite::26::cite]

Is a Business Access Loan Right For You?

Business Access loans are ideal for companies with a simple ownership structure and small borrowing needs. If your business is owned by another business entity or if you already have more than $250,000 in debt with Zions Bank, then please talk with a banker about whether or not the Business Access loan is right for you. 

To Apply Online You Will Need:

  • To be an authorized officer of the business
  • To be at least 18 years old
  • To be a business located in Utah, Idaho, or Wyoming
  • Your Social Security Number
  • Your Employer Identification Number (EIN) - If applicable
  • An email address for all individuals with 20% ownership in the business[cite::8522::cite]
  • The average balance in your business bank accounts
  • The total debt and monthly debt payments for the business
  • The revenue and income information of the business
Business Access Line of Credit

Line amounts up to $50,000
$150 annual fee
Variable rate between 6.99% - 14.99%[cite::8523::cite]
Unsecured
36 month Term

Business Access Term Loan

Borrow $5,000 to $175,000
$150 origination fee
Fixed rate between 6.85% to 10.25%[cite::8524::cite]
Secured with up to 100% financing
Up to 60 month term