National Real Estate

Zions Bank is the leading nationwide secondary-market commercial mortgage lender who co-originate or purchase primarily owner-occupied first commercial real estate loans from financial institutions. Our customers are referring lenders who originate and/or co-origination commercial real estate loans with Zions that may be outside their lending parameters.

Benefits and Features

  • Increased Lending Capacity
    Having Zions Bank either co-originate or purchase the long-term commercial real estate loan leaves you more time to better accommodate your customers' lines of credit and other short-term financing needs. Your need to participate in the borrowing relationship with other banks is reduced. If the commercial real estate loan (or total lending relationship) exceeds your limits, Zions can fund the loan at closing, so the loan transaction never appears on your books.
  • Increased Earnings
    Increase earnings by receiving all origination fees plus the premium. And, have no balance sheet risk. Call 800-748-3133 for details.
  • Immediate Liquidity
    Co-originate or sell long-term (20–25 years) loans to Zions immediately without concerns over liquidity or concentrations of long-term commercial real estate loans.
  • Greater Flexibility
    Respond promptly and positively to existing customer requests while managing issues such as legal lending limits, industry or property type concentrations and out-of-market transactions.
  • More Competitive Terms
    Offer fully amortizing loans with no calls or balloons and with terms as long as 25 years while offering your clients competitive variable and fixed-rate pricing.

Helpful Information and Support For Your Loan

With so much to consider concerning your loan, we've put together some important things to remember.

Wire Transfer Payments

To make your payment by wire transfer, send to:

Zions First National Bank
Routing # 124000054
Wire Transfer Department
Account # 6966000-186
Re: (your name and loan number)
Attn: Payments Processing

Automatic Payments

Never forget another payment. Have your monthly loan payment automatically debited from your bank account. All you need to do is download the application, fill it out, and fax it to 801-748-1748.

Download the Automatic Payment Application

For all other commercial or residential loan requests, please contact Zions Bank Customer Service 801-974-3900.

Overnight Courier Payments

If using an overnight courier to make a payment, use the following address (couriers cannot deliver to a post office box).

Zions First National Bank
National Real Estate Department
7730 Union Park Ave, #350
Midvale, UT 84047

NRE Commercial Loan Department Contact Numbers

Toll free (Customer Service) 888-524-4761       
Loan pay off information 888-524-4761            
Loan modification information 888-524-4761  
Loan insurance requirements 888-524-4761
Financial statement reporting 801-844-0851       

ZionsLoan.com Documents

commercial Mortgage Lenders

For more information, log in or call 800-748-3133.

Loan Contacts

Toll Free

NRE Commercial Loan Department Contact Numbers

Toll Free (Customer Service) 

Loan pay off information

Loan modification information

Loan insurance requirements

Financial statement reporting

Department Managers

Chad Witcher
Department Manager

Dereck Jacobs
National Credit Manager

Blake Zumbrunnen
National Sales Manager

Marty Henrie
Construction Loan Manager

Regional Directors

Chicago / Great Lakes
Colin Carter 
colin.carter@zionsbank.com

Mountain West / Utah
Brian Bare
brian.bare@zionsbank.com

Southwest
Chris Parker
chris.parker@zionsbank.com

Portland / Northwest
Ben Reed
benjamin.reed@zionsbank.com

East Coast
Douglas Tuttle
douglas.tuttle@zionsbank.com

Northern California and Las Vegas
Ulrike Lapkass
Ulrike.lapkass@zionsbank.com

Southern California
Tony Fahr
anthony.fahr@zionsbank.com

Florida
James “Bucky” Kimsey

bucky.kimsey@zionsbank.com

Lender Log In

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Qualifying as a Non-Bank Referral Source