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Zions Bank Press Release

Homeowners Could Win $10,000 for Home Improvement


Zions Bank photo contest aims to make dream projects a reality

SALT LAKE CITY, Utah; April 24, 2014 — A remodeled bath, a new deck, and a garage addition.

These top three upscale home improvement projects give Utah and Idaho homeowners the best return on their money at resale, according to the Remodeling Magazine 2014 Cost vs. Value Report.

Possibilities abound as Zions Bank encourages homeowners to dream big for a chance to win $10,000. The perfect billiard room or plans for the ultimate swing set could put the winner of the Zions Bank Dream Theme photo contest over the top.
Contestants must email a photo of a current project or what a finished project would look like, along with a 200-word description of why they should win and how they will use the money, to between April 28 and May 15. The winning project will be announced following an online voting phase.

While there can only be one winner, Zions Bank Residential Lending manager Jeremy Lowry says rising home values in the market can mean more equity for homeowners to put toward making their project dreams a reality. Lowry offers the following financing tips:

  • Consider a traditional home equity loan, which uses equity as collateral, if you have more than 20 percent equity and you’re planning a single, large project such as a new roof.
  • For projects that will require access to funds over time, look at a home equity line of credit. This uses your equity as collateral for a line of credit over an agreed time frame.
  • Get a reliable estimate of the time your project will take to complete, since this impacts whether you should choose a fixed or variable rate home equity product.

Zions Bank Dream Theme official rules and additional information is available at


Zions Bank is Utah’s oldest financial institution and is the only local bank with a statewide distribution of financial centers, operating 101 full-service centers. Zions Bank also operates 26 full-service financial centers in Idaho. In addition to offering a wide range of traditional banking services, Zions Bank is also a leader in small business lending and has ranked as the No. 1 lender of U.S. Small Business Administration 7(a) loans in Utah for the past 20 consecutive years. Founded in 1873, Zions Bank has been serving the communities of Utah for more than 140 years. Additional information is available at

This page was last modified on Thu Mar 26 14:28:21 MDT 2015