Dave Ramsey’s nine-week course begins in February at Zions Bank locations
SALT LAKE CITY, Utah; January 22, 2014 — Utahns can get help achieving their financial New Year’s resolutions at Dave Ramsey’s Financial Peace University, to be offered at more than 50 locations across the state beginning in February.
Zions Bank has hosted Financial Peace University classes since 2003. More than 50,000 people in Utah and Idaho have completed the courses, with the average household paying off $5,300 in debt and adding $2,700 to savings within three months of participating.
The first lesson of the nine-week course, called “Super Saving,” is free to those who want to learn more about the class. Tuition for the full course is $105 per household and includes a comprehensive workbook, an envelope system for organizing cash, access to lessons online, and lifetime membership to repeat the course in the future.
Zions Bank provides scholarship opportunities for those with military spouses serving overseas.
Additional information about the course is available by emailing firstname.lastname@example.org or visiting www.endprogram.com. Class locations can be found online at http://www.daveramsey.com/fpu/classfinder.
While getting out of debt and saving money are perennial resolutions for many, Time magazine puts financial goals on its list of the top 10 most commonly broken resolutions. Zions Bank Financial Literacy Manager Don Milne gives the following starter tips for staying on track:
- Set up a beginner $1,000 emergency fund. This will help you pay for many common emergencies without going into more debt.
- Use cash for all food purchases. It’s tougher to overspend or make impulse purchases if you use a cash budget for food.
- Use direct deposit for your paycheck. It’s safer and you’ll save more and spend less than if you cash your paycheck at a store.
Ramsey, a national radio talk show host and New York Times best-selling author, created Financial Peace University to teach others the lessons he learned the hard way. By age 26, Ramsey had accumulated over $4 million in real estate, had a net worth of over $1 million, and made $250,000 a year. By age 30, he had lost it all. Ramsey then rebuilt his financial life based on solid principals of common-sense money management.
Zions Bank is Utah’s oldest financial institution and is the only local bank with a statewide distribution of financial centers, operating 101 full-service centers. Zions Bank also operates 26 full-service financial centers in Idaho. In addition to offering a wide range of traditional banking services, Zions Bank is also a leader in small business lending and has ranked as the No. 1 lender of U.S. Small Business Administration 7(a) loans in Utah for the past 20 consecutive years. Founded in 1873, Zions Bank has been serving the communities of Utah for 140 years. Additional information is available at www.zionsbank.com.
About Zions Bank
Zions Bank, a subsidiary of Zions Bancorporation (NASDAQ: ZION), is Utah’s oldest financial institution and operates 127 full-service financial centers throughout Utah and Idaho. In addition to offering a wide range of traditional banking services, Zions Bank is also a leader in small business lending and has consistently ranked as the No. 1 lender of U.S. Small Business Administration 7(a) loans in Utah for the past 20 years and Idaho’s Boise District for the past 12 years. Founded in 1873, Zions Bank has been serving the communities of the Intermountain West for more than 140 years. Additional information is available at www.zionsbank.com.