Zip Mortgage Powered By Zions Bank
Whatever stage of life you find yourself in, we have the home loan[cite::1170::cite] for you.
Introducing Zip Mortgage
When you find the home you love, you want to move fast. Zip Mortgage is a simple and convenient way to apply for a mortgage online. All to help you get from “love it” to “own it,” lickety-split.
Fixed-Rate Mortgage
Zions Bank offers conventional home loans[cite::1170::cite] with an interest rate that remains fixed for the life of the loan. That means the monthly payment for this conventional home loan doesn’t change.
Adjustable Rate Mortgage
An adjustable rate mortgage[cite::1170::cite], or ARM loan, gives you the combination of an initially low fixed-rate period with later adjustments makes an adjustable rate mortgage an attractive option for some customers.
Zions Bank takes pride in serving local communities and our home loan decisions are made locally.
Why the Zions Bank Zip Mortgage
Application is for you:
Easy-to-Use Online Application
The Zions Bank Zip Mortgage application process is an easy-to-use, online application that you can fill out in 10 to 15 minutes.
Increased Data Accuracy
Our 24-hour automated underwriting system, automated employment verification and asset verification, on top of increased data accuracy, gives you a convenient borrower experience.
Faster Mortgage Process
Our Zip Mortgage application process provides you with a faster, more secure conduit for the upload of all your important personal documents and help with your credit report and loan pricing.
What to Expect:
- Easily walk through and complete your mortgage application
- Stay informed throughout the loan process
- Conduct research, access rates, and request information 24/7
- Send and receive documents
- Accelerate the application process by running your own credit report and online verification of assets