Create the home you've always wanted with a Home Equity Credit Line.
The equity you have in your home can help you finish the projects you need in order to truly make it your own.
Special Limited-Time Offer
1.99% Intro APR[cite::8672::cite] For the First 6 Months
3.50%-5.00% Variable APR[cite::8672::cite] Thereafter
Convenient
Easily access cash through online banking
Flexible
Borrow only the amount you need, when you need it
Fast
Local loan decisions for fast approvals
A convenient and flexible way to borrow
Because our loan decisions are made locally in Utah and Idaho, you can enjoy a faster turn-around time on approvals. Once established, your revolving line of credit is there for you when you need it. Withdraw flexible amounts without the high interest of a credit card.
Finish those long-awaited home projects
You've worked hard to gain equity in your home. You can now use that equity to increase your home's value. A Home Equity Credit Line can be used to:
- Finish your basement
- Add onto your home
- Remodel your bathroom
- Install a backyard pool
- Upgrade your kitchen
- Purchase solar panels
Not just for home improvements
Once established, your revolving line of credit is there for just about whatever you need. Use your home equity credit line to:
- Consolidate debt
- Manage cash flow
- Pay for school
- Take a vacation
- Buy a camping trailer
- Finance a new car
"I wanted to extend a note of thanks to the Zions Bank team. We requested a HECL for a planned RV purchase and were very happy with the rates provided and simple application process. Joseph helped us through every step of the process and the HECL was in place in about three weeks. I have banked with Zions for over 30 years and continue to be pleased with the quality of their people and the services provided."
— Richard and Lori, Park City, Utah —