For business lines of credit of $50,000 or less.

Zions Bank now offers a simplified way to apply for a small business loan. Remove the time and expense it takes for a typical loan application and find out how we can help you secure the loan you need to start your new business.

Choose between the Business Access Loan and the Business Access Line Of Credit

Business Access Line of credit [cite::26::cite]

Line amounts up to $50,000
$150 annual fee
Variable rate between 7.24% - 15.24%[cite::8525::cite]
Unsecured
36 month Term

Business Access Loans[cite::26::cite]

Borrow $5,000 to $175,000
$150 origination fee
Fixed rate between 6.85% to 10.25%[cite::8524::cite]
Secured with up to 100% financing
Up to 60 month term

Why A Business Access Loan or Business Line of credit?

For A Simple Application

We value your time and are committed to making this the easiest business loan application you've ever experienced.

Estimated Application
Time: 10 - 15 MIN.

For simple Ownership

Business Access loans are ideal for companies with a simple ownership structure.

 

Restrictions may apply if 
your business is owned
by another business entity.

For Simple Financing

Business Access loans are ideal for companies with small borrowing needs.

 

Restrictions may apply if your business currently has more than $250,000 in debt with Zions Bank.

Simple, Easy, Fast

To apply online you will need:

  • To be an authorized officer of the business
  • To be at least 18 years old
  • To be a business located in Utah, Idaho, or Wyoming
  • Your Social Security Number
  • Your Employer Identification Number (EIN) - If applicable
  • An email address for all individuals with 20% ownership in the business[cite::8522::cite]
  • The average balance in your business bank accounts
  • The total debt and monthly debt payments for the business
  • The revenue and income information of the business

For when your big idea needs a simple loan application

Zions Bank is for you.