The Refer a Friend promotion is a way to thank you for referring friends and family to Zions Direct. $100 will be credited into an eligible Zions Direct account of your choice when the Friend opens and funds an account with Zions Direct with a minimum of $1000. You or they may complete the referral information on the back of the Refer a Friend form or you can just have your Friend mention the promotion when they open their account.

1. Eligibility.  You must be an individual, 18 years of age or older and a legal resident of the United States. Custodial, IRA and employee accounts are not eligible to receive the credit.
2. Referrals.  You may refer as many Friends as you would like but you may refer them only once and there is only one $100 credit received per referral. The Friend must be a new customer to Zions Direct.
3. Your Representations to Zions Direct.  You represent and warrant that it is your opinion each of the referrals given are interested in receiving information regarding Zions Direct. You agree not to use any false information in regards to this promotion.
4. Contact of Referrals.  Zions Direct will contact referrals by phone, in person or by email with the information you have provided.
5. Credit.  For each Friend that opens and funds an account with at least $1000 by April 30, 2008, a credit of $100 will be deposited to the eligible Zions Direct account number you have provided.
6. Noncompliance.  If Zions Direct determines at its sole discretion that you have not complied with the promotional rules, it may immediately and without notice to you, withdraw all benefits of the promotion. Zions Direct reserves the right to deny credit in cases it deems appropriate.
7. Amendments.  These Promotional Rules may be amended or modified at any time. Any amendments will be posted to this page, and it is your responsibility to check from time to time for any changes.
8. Limitation of Liability.  TO THE FULLEST EXTENT PERMITTED BY LAW, NEITHER THE SPONSOR NOR ANY OF ITS AFILIATES, DIRECTORS, EMPLOYEES, OR OTHER REPRESENTATIVES WILL BE LIABLE FOR DAMAGES ARISING FROM THIS PROMOTION.
9. Taxes.  Taxes related to the Refer a Friend promotion are your responsibility.

Frequently Asked Questions

What is the Refer a Friend Promotion?
The Refer a Friend Promotion is a way of thanking you for referring friends and family to Zions Direct. $100 will be credited into an eligible Zions Direct account of your choice when the referred party opens and funds an account with Zions Direct with a $1000 minimum.

How Do I Give a Referral?
Information can be completed on the back of the Refer a Friend form or you can have referred parties mention the promotion when opening an account. We will need your name and the account number you would like credited. If you would like to provide your account number to us personally, please provide a number to contact you.

What if someone I refer already has a Zions Direct account?
The promotion is intended to bring in new customers. If your friend has an existing account, they should participate in the promotion by providing referrals of their own.

How long will it take for my account to be credited the $100?
Please allow 2-4 weeks for your account to be credited.

What is the minimum initial deposit my friend must make to open a Zion Direct account?
The minimum initial deposit is $1000 cash. The account must remain open and funded for at least 6 months.

Can I receive the $100 in any of my Zions Direct Accounts?
No. Custodial, IRA and employee accounts are not eligible to receive the $100 credit.

If my Friend opens up more than one account do I get additional $100 credits?
Unfortunately no. You will only receive one $100 credit for a referred friend.