At Zions Direct, we offer great service and a broad range of low-fee investment alternatives.

• Low, Flat, Transparent Commissions
  Trade stock, bonds, and exchange traded funds online for low $10.95 flat commission, regardless of the size of trade or how many transactions you place per month, quarter, or year. See for yourself how Zions Direct stacks up - Compare Zions Direct to online brokers.



• Convenient Service Online and Off-Line
  We provide you with one of the most intuitive, easy to navigate investment websites to manage your portfolio online; however, if you ever need assistance with your account, whether it be for service or to place a trade, experienced Zions Direct Service Representative are available Monday through Friday 6:00 a.m. to 10:00 p.m. MT at 1-800-524-8875.



• CashLink
  Convenient access to cash with CashLink. Link your Zions Direct account to your existing bank account at: Amegy Bank, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and Zions Bank account.



• Bonds for Less
  We offer one of the largest fixed income inventories online at transparent, institutional prices. Bonds for Less gives you the power to search over 25,000 bonds including, U.S. Treasury and Agency, Corporate, and Municipal Bonds. Try Bonds for Less and see for yourself how easy it is to buy Bonds for Less. Buy New Issues (IPOs) from Zions Direct - we offer New Issue Municipal Bonds and New Issue Corporate Notes from some of the largest corporations.



• ESOARS
  Employee Stock Option Appreciation Rights Securities (ESOARS) are a new security designed to help companies measure the fair market value of options they grant to employees. Individuals and institutional investors can purchase ESOARS in an open, public auction. Holders of ESOARS receive payments when employees exercise their stock options. ESOARS are a type of derivative security, with value derived from the price movement of the underlying stock as well as employees' decisions to exercise their options. It is important to note that ESOARS are not stock options. Holders do not have any exercise option or right. For more information go to www.esoars.com.



• No-Load No-Transaction Fee Mutual Funds
  FundScan^™ - Search over 12,000 mutual funds with over 900 No-Load No-Transaction Fee mutual funds.



• Zions Direct University
  Free investment education and planning tools to help you make intelligent investment decisions.



• Independent Research
  Independent research from S&P Stock Research and Lipper Analytical Services.



• Applying is Easy
  Apply online today using the secure Zions Direct Application. If you prefer to apply by mail, request an application today to be mailed to you, or download an application and mail to Zions Direct. Need assistance or have any questions? Please call us at 1-800-524-8875.

Call 1-800-524-8875 and speak with a Zions Direct Service Representative.