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| STATEMENT SAVINGS | GOLD STATEMENT SAVINGS | |
| Recommended if you want... | A regular savings account with a low opening deposit and convenient access to your funds. | A premium savings account with a low opening deposit and convenient access to your funds, plus a higher interest rate. |
| Minimum Opening Deposit and Term | $50* |
$50* • Requires a Gold Account or Gold Interest Checking Account. |
| Monthly Service Fee | $3 if balance falls below $200* | $3 if balance falls below $200* |
| Interest Rate |
• Variable rate • Compounded daily ** • Paid quarterly |
• Variable rate • Compounded daily ** • Paid quarterly |
| Withdrawals |
• Unlimited withdrawals allowed at teller (3 for free) and Reddi-Access ATMs • A total of 6 transfers per monthly statement cycle (3 for free)*** |
• Unlimited withdrawals allowed at teller (3 for free) and Reddi-Access ATMs • A total of 6 transfers per monthly statement cycle (3 for free)*** |
| Unique Features |
• Higher interest rate for balances of $5,000 or more • Free automatic transfers • Free direct deposits • Free Online Banking |
• 0.5% higher interest rate than regular statement savings. • Higher interest rate for balances of $5,000 or more • Free automatic transfers • Free direct deposits • Free Online Banking |
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*Waived if under 22 years of age. **Interest is calculated on the collected balance, which is book balance minus float. ***There is no limit to the number of Reddi-Access ATM withdrawals that can be made from Statement Savings without a service fee. However, a $2 service fee will be made for each teller window withdrawal in excess of three per month. |
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