Bonds for Less
Zions Direct can help with an entirely new service called Bonds for Less. With Bonds for Less we provide you with access to one of the largest online sources of fixed income. Even better - Bonds for Less offers you a low $10.95 flat commission per transaction. Click here for Bond Market Summary.

New Issue IPO's
Zions Direct offers investors the opportunity to participate in New Issues (IPOs). Zions Direct is able to offer this service to investors because of its relationship with Zions First National Bank, one of the top 10 public finance advisors nationally of Municipal bonds and number one public finance advisor in California and Utah. Zions Direct's IPO Center is easy to use. If you need assistance, please call 1-800-524-8875 to speak with a Zions Direct Service Representative or Click here to learn more.

Why fixed income?
Fixed income can provide safety and predicable income - Consider adding fixed income to your portfolio to gain:

• Diversification
• Risk reduction
• Predictable stream of income
• Potential tax advantages

Learn more about bonds - corporates, municipals, government agencies, Treasuries - bonds, bills, notes, Strips, TIPs, and mortgage backs.

Call 1-800-524-8875, 6:00 a.m. and 10:00 p.m. MST. Monday - Friday to speak with a Zions Direct Bonds Specialist.

In general, bond market is volatile, bond prices rise when interest rates fall and vice versa. This effect is usually pronounced for longer-term securities. Any fixed income security sold or redeemed prior to maturity may be subject to a substantial gain or loss. Some bonds have call features that may affect income. Diversification does not ensure a profit or guarantee against loss. Zions Direct, or Zions First National Bank reserves the right to act as principal on any fixed income transaction, public offering or any other securities transaction. A markup may be included in the price for Corporate Bonds, Municipal Bonds, U.S. Treasury and Agency, Bills, Notes, Bonds and CDs. As with other investments, there are risks involved when investing in new securities offerings. Neither Zions Direct, Zions First National Bank nor any underwriter in an offering is recommending or endorsing any offering through Zions Direct. Your decision to invest in any new issues is based on your own consideration of the risks involved, investment objectives for the account, risk tolerance, financial condition, liquidity needs, and other individual investment considerations. This communication does not constitute a prospectus in whole or in part.