
 
These types of loans are the best option for long-term borrowing (up to 15 years), but can also be used for short and intermediate-term borrowing. To find out more, contact Zions Bank or call 800-748-5473 or 801-956-3845.
Click here to compare with other financing options.
| REAL ESTATE SECURED LINES OF CREDIT & TERM LOANS |
| TYPES |
Business:
Equity Line of Credit
Improvement Loan
Construction Loan
Real Estate Loan
|
| PURPOSE |
Take trade discounts
Finance receivables, investments or inventory
Improve liquidity
Meet short-term cash needs
Increase working capital
Expand business
Finance property improvements
Finance construction of owner-occupied commercial building
Acquire or refinance real estate
|
| TERM |
12 to 180 months |
COLLATERAL & LOAN-TO-VALUE RATIO |
Commercial real estate:
Up to 75% of value
|
| REPAYMENT TERM |
Varies depending on loan type |
| RATE OPTION |
Lines of credit: Variable All others: Fixed or variable |
| OTHER FEES |
Loan origination fee
Appraisal fee, if applicable
Title policy fee, if applicable
|
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